Thanksgiving for Financial Planners

Even people with no money have some financial planning skill. How else would I explain the city's ability to run a deficit and spend 25 million on a pedestrian bridge 2 blocks from another pedestrian bridge. I am not saying the skills are good but there is something to start with. A large scoop of Razzle-dazzle in most cases.

When people say they are no good with money, what does that mean?

Can't make it, can't make enough or can't count high enough?

Can't make it last,can't make it last long enough or are only average looking?

Can't make it into more money, would rather play today and pay tomorrow or perhaps the speaker is12 years years old.

Money is a medium of exchange, like cake. A holder of value, like Little Lulu comics books. A measure of account as in, I have no money in my account.

To make money work long term, we can choose to accept some facts of living the urban North American life; we are at war with the media efforts to sway us to spend now, period. Choosing not to accept this is kind of like skipping on the way to the gallows. Accepting, does not mean doing anything different, especially if you already have good hair.

War is a strong word, demonstrates my point and makes a PowerPoint unnecessary. In war people lose their homes, loved-ones and familiar life style. Ambient advertising may have made it into the Art of War had it been named in the 15th century. It is only once we accept we can change our mind.

It is human nature to live for today, and why not in recent past living to 30 was old age. Perhaps our  reptilian brain is still running the show. Which would explain my scales.

It's not easy to change my mind about having an spending or investment plan but I can get a coach or book time with a financial planner, maybe even for free. Most everyone has a bank they deal with, reluctantly some days. Banks have people to talk to about setting up a plan, not the plan where they take all you money in fees. I can even book an appointment with a bank that is not mine, in another city, wear a mustache if I wish. Be financially literate.

I must tip my hat to those on the fringe.
2012 believers- the world will likely not stop rotating on it's axis at once, think about a TFSA.
Law of attraction enthusiasts - you were drawn to read this hmmmm?
Stand-up comics- free drinks and booty come with a price, be your own sugar daddy.

~Eva Pea